Management Trainee Officers (MTOs)
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Full job description
Salary: PKR Negotiable
The Bank of Azad Jammu and Kashmir, a commercial bank owned by the Government of AJK with 93 branches across the region, is hiring Management Trainee Officers. NIBAF Pakistan is running the recruitment, including the written test. Selected trainees will learn banking operations across the bank's branches in Azad Jammu and Kashmir. Applications close on 27 November 2026, and documents must reach NIBAF by 30 November 2026.
What we're looking for:
- Master's degree or 16 years of education in Banking, Finance, Commerce or an equivalent field from an HEC-recognised university.
- Minimum CGPA 3.0 out of 4 or 4.0 out of 5, or equivalent percentage where no GPA system applies.
- Age between 18 and 28 years at the time of application.
- Candidates awaiting final results, or with less than 16 years of education, are not eligible.
- A written test will be held at designated centres; only shortlisted candidates will receive the schedule.
- Applications are online only through NIBAF, with a Rs 500 fee and documents to reach NIBAF by 30 November 2026.
Key Responsibilities & Deliverables:
- Learn core banking operations through structured training at branches across Azad Jammu and Kashmir.
- Assist in customer service, account handling and day-to-day branch work under senior officers.
- Support credit, operations and compliance tasks as assigned during the training period.
- Prepare reports and keep accurate records of assigned work.
- Build product knowledge and service skills needed for an officer role in the bank.
- Follow the bank's policies, service standards and the guidance of the training supervisor.
Skills & Tools:
Position: Management Trainee Officers (MTOs)
Work: On-site
Salary: Market Competitive
Company: BANK OF AZAD JAMMU & KASHMIR
Work Location: Muzaffarabad, Pakistan
Apply by sending your CV + profile through Jobswala.
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