Relationship Officer Asset
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Full job description
Salary: PKR Negotiable
Mobilink Microfinance Bank is looking for a Relationship Officer Asset for its Sukkur branch to grow its lending business in the area. The role involves meeting customers in the field, understanding their financing needs and helping them access suitable loan products. Fresh graduates with a business degree are welcome to apply, and the bank provides a good starting point for a career in branch banking and microfinance.
What we're looking for:
- Bachelor's degree from a recognized institution; an MBA will be preferred.
- Fresh candidates or those with up to 1 year of experience in sales, banking or microfinance are encouraged to apply.
- Strong communication, persuasion and negotiation skills.
- Comfortable with field-based work and meeting customers in person.
- Basic understanding of banking products and credit assessment is an advantage.
- Target-driven attitude with a commitment to ethical selling and customer service.
Key Responsibilities & Deliverables:
- Carry out approved sales and service plans in coordination with the Branch Manager to meet branch growth targets.
- Build relationships with new and existing customers and promote the bank's asset and loan products in the assigned area.
- Identify new business opportunities through market research, field visits and customer referrals.
- Assess customer profiles using the Five Cs of Credit before recommending a loan facility.
- Explain product terms, conditions and repayment obligations to customers clearly and honestly.
- Follow up on the loan portfolio and repayments, and ensure all work complies with bank SOPs and State Bank regulations.
Skills & Tools:
Position: Relationship Officer Asset
Work: On-site
Salary: Market Competitive
Company: MOBILINK MICROFINANCE BANK LIMITED
Work Location: Sukkur, Pakistan
Apply by sending your CV + profile through Jobswala.
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