Senior Credit Analyst – Agriculture
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Salary: PKR Negotiable
Bank of Khyber is looking for a Senior Credit Analyst for its Agri Finance Division in Lahore. The role covers credit evaluation of agriculture and SME financing proposals, monitoring portfolio quality, and coordinating with business teams to keep turnaround times short. Candidates need a graduation degree, preferably in agriculture, animal husbandry, veterinary science, accounting or finance, with at least three years of agriculture or SME credit experience in a commercial bank. The position is graded up to AVP, and applications close on 22 November 2026.
What we're looking for:
- Graduation as a minimum; a bachelor's or master's degree in Agriculture, Animal Husbandry, DVM, Accounting and Finance or a related field is preferred.
- At least 3 years of agriculture or SME credit, or credit processing, experience in a commercial bank.
- Preference for candidates who have worked in Islamic mode of financing.
- Sound understanding of credit assessment, prudential regulations and portfolio monitoring.
- Strong coordination and reporting skills, with attention to detail.
Key Responsibilities & Deliverables:
- Review credit and financing proposals, renewals and enhancements to make sure they meet the bank's policies and SBP prudential regulations.
- Watch for early signs of weakening credit quality, such as liquidity pressure or changing economic conditions, and act on them promptly.
- Stay in close contact with business teams so discrepancies are resolved quickly and turnaround time stays low.
- Keep proper records of approved, under-process and rejected cases, including policy exceptions approved by the competent authority.
- Support monitoring of the regular agriculture and SME portfolio and flag risks before they grow.
Skills & Tools:
Position: Senior Credit Analyst – Agriculture
Work: On-site
Salary: Market Competitive
Company: BANK OF KHYBER
Work Location: Lahore, Pakistan
Apply by sending your CV + profile through Jobswala.
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